Help with benefits and/or debts


Budgeting: planner and advice

There are a number of ways you can make your money go further, from improving energy efficiency measures to getting the right bank account.

Budgeting tool

Our user friendly budget planner is free to use and should only take minutes to complete if you have all your financial information to hand.

start planning your budget

Bank accounts, savings and borrowing

For information on the variety of savings and borrowing options that can help you manage your money visit the Capital Credit Union website.

Get the right bank account. There are a range of banks and building societies in Angus which offer free basic bank accounts. Visit the bank's website to find your local branch.

For information on a wider range of bank accounts visit the Money Advice Service website.

Energy savings

Complete this short survey to see what grants or energy savings you may qualify for.

The average household can save £200 per year by switching their gas and electricity supplier.  Visit the Money Advice Service website for information on switching.

Broadband and phone bills

Broadband and home phone bills can be expensive, visit the Money Advice Service website for tips on keeping your bills low. The website also offers advice on saving money on your mobile phone.

Health advice

Healthier Scotland offer free support and advice to help you quit smoking.  Contact the Tayside Smokeline on  0845 600 99 96 for details on local support sessions.

Save on food bills

Get hints and tips on how to save on average £470 per year by visiting the Love Food Hate Waste website.

Grants and funds

There are a range of personal charitable grants and benevolent funds to help people in financial need.  For more information visit the Turn2Us website. Our  welfare rights service can also provide assistance and information. Our charitable trusts page gives information on local funds.


If you are considering working or increasing your current hours of work, check for vacancies on the Find a Job service. Call into your local Jobcentre Plus office to access their job search terminals. Invest in Angus have key workers who provide advice and assistance on a range of employability issues such as training grant applications and possible short term funding of childcare costs.


If you are considering more affordable housing, use our Housing Options Wizard for personalised information and advice. Our council and social housing options pages also give information on housing options.

Charity shops

There are a number of charity shops in Angus which sell a range of items from clothes to white goods and household furniture.

Budgeting advice

Use the Budget Planner or Money Health Check tools for practical tips on budgeting and money management.

If you are receiving Universal Credit you can ask your JCP work coach to refer you for Personal Budgeting Support. This free service is carried out by a local advice agency and can be delivered face-to-face or over the phone.