If you urgently need housing, but don't have the money for a deposit for a private rental we can help.
If you meet our conditions, we can pay the deposit to the landlord on your behalf. You make a savings plan to repay the money to us.
Who can apply?
Anyone in work or receiving benefits can apply.
To make sure you are able to repay us, we will carry out checks including the affordability of the property and a check on your tenancy history including any rent arrears.
To be eligible you must be:
- aged over 16
- have no or low support needs
- have a local connection to Angus
- in housing need
- working with the community housing team to explore your housing options
How do I apply?
Email your local housing office and someone will get back to you as soon as possible:
- Forfar, Kirriemuir and surrounding areas: ForfarCHT@angus.gov.uk
- Arbroath, Carnoustie, Monifieth and surrounding areas: HouArbroathCHT@angus.gov.uk
- Montrose, Brechin and surrounding areas: BrechinMontroseCHT@angus.gov.uk
Do not sign a tenancy agreement or move into a property before we confirm you can take part in the scheme.
Finding a Property
It is your responsibility to find a suitable property to rent and a landlord willing to take part in the scheme. Our community housing teams may be able to help you to find a property.
The property must be in Angus and suitable for your needs.
You won't be able to use the scheme if we think:
- the property is unsuitable
- the rent is unaffordable
- the rent is too high
Once you have found a property
You must tell the landlord that you intend to use the Rent Deposit Scheme and make sure that they accept this.
You will then need to provide the following:
- property address
- landlord details (name, landlord registration number, bank details)
- rent amount
- deposit amount
- your details, including bank account details
The landlord, agent, or property must be registered.
Check by visiting the Landlord Registration Scotland website.
You and the landlord will sign legal agreements, which we will email to you, outlining your responsibilities.
We will release the deposit, once we receive the completed and signed documents.
Repaying the deposit
We will help you with a repayment plan.
It is likely that repayments will be on a monthly basis. They will be over a term that suits your needs, usually 12 to 24 months depending on your income. For example, a £400 deposit could be repaid at £25 per month over 16 months.
Once we agree a repayment plan, you must notify your bank and set up the repayment, making sure it goes to the right account. The community housing team can help you with this.
We will need details of your bank account in case we need to repay you any money.
For further information about the scheme contact the housing service:
Eligibility - tenants
We will consider applications from people in work or who receive benefits, subject to tenancy referencing and affordability checks.
We also need to be satisfied that the applicant can afford to pay the rent and repay the deposit over an agreed period of time.
We will give rent deposits to people:
- who have been assessed and interviewed as capable of sustaining a tenancy
- who we believe will behave responsibly and keep to the conditions of their tenancy
Applicants with a history of rent arrears, anti-social behaviour or any other significant breaches of tenancy conditions in any housing sector will generally not be able to participate in the scheme.
Tenants will be responsible for maintaining their tenancy under the terms of the tenancy agreement.
Eligibility - landlords
Landlords must be registered with us and transfer the deposit to one of the National Deposit Schemes.
The property must:
- be located in Angus
- have rent charged at an acceptable market rate, or affordable for the proposed tenant
- comply with the Tolerable and Repairing Standards, and have all relevant safety certificates in place
Benefits for landlords
- we will assess the affordability of the tenancy and work with the tenant to ensure a manageable repayment plan
- a rent deposit to the value of one month’s rent
- information and advice on landlord’s rights and responsibilities and other aspects of private sector tenancy legislation
- support, advice and assistance to resolve any disputes that may arise
- support for tenants by helping them to sustain their tenancies including, budgeting, paying bills and connections to utilities
Participating in the scheme
Participation can take two forms:
- once accepted, tenants can approach landlords to express an interest in a vacant property
- if a landlord makes a property available to the scheme, we will nominate suitable prospective tenants
In either case, the landlord will have the final say in the selection of the tenant.
Both parties must sign legal agreements outlining their responsibilities and commitment to the scheme.
The landlord must:
- provide bank account details to the council for the transfer of funds
- provide the council’s contact and bank details to the designated National Deposit Scheme to ensure that the deposit is refunded to the council
The tenant will save the deposit value over a designated period of time. At this point the council will notify the landlord who will then be responsible for notifying the National Deposit Scheme so that the council's details can be replaced by the tenants.
For more information email HousingQPP@angus.gov.uk .