Universal Credit is generally paid monthly and any housing costs (formerly housing benefit) will be paid to you.
UC applicants in Scotland can choose to have their payments paid twice a month and for their housing costs paid direct to their landlord. These are referred to as ‘Scottish choices’. More information can be found on the Scottish Government website.
In limited circumstances it is possible for payments to be split between partners. You should speak to your work coach about this. These requests are considered under an Alternative Payment Arrangement (APA).
Remember that Council Tax Reduction (CTR) is not part of Universal Credit, so if you are liable for Council Tax remember to claim CTR.
If you are affected by the ‘bedroom tax’, you will also have to apply for a Discretionary Housing Payment to cover the reduction in your housing cost award as a result of being under occupied.
The impartial Money Helper website can help you make the most of your money while you are on Universal Credit. It offers help and advice on topics such as opening a bank account, free basic bank accounts, keeping on top of bills and dealing with debt.
If you have debts, our Welfare Rights Service provide free and impartial advice. There are debt advice agencies who also offer free confidential advice and support.
You can also use our free personal budgeting tool.